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Project report and CMA

What banks ask for before a business loan, and how it is prepared.

13 guidesWritten by Chartered AccountantsSources linked in every article
Project report and CMA

Working Capital Loans for E-commerce Sellers: Options and Paperwork

Working capital loan options for ecommerce sellers in India: bank cash credit, Mudra, CGTMSE and platform loans, the RBI rules, costs and documents.

ARAprilTax Research Team · 12 Nov 2026 · 7 min
Explained
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Project report and CMA

Who Can Prepare a Project Report for a Bank Loan? You, a CA or Both

Who can prepare a project report for a bank loan? No law names the preparer, but banks often want CA certificates. What needs a CA and what does not.

DCA Daxit · 31 May 2026 · 6 min
Explained
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Project report and CMA

CMA Data Format for Bank Loan: What Goes in Each of the 6 Forms

CMA data format explained form by form: the lines in each of the six forms, how they tie together, and a worked bank finance calculation.

DCA Daxit · 30 May 2026 · 7 min
Explained
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Project report and CMA

Business Loan Rejected? 9 Reasons and How to Fix Each One

Business loan rejected? The 9 usual reasons banks give, what the banker sees in each, and what to fix before you apply again.

DCA Daxit · 29 May 2026 · 7 min
Fix it
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Project report and CMA

CGTMSE Collateral Free Loan: Cover, Fee and Who Qualifies

How CGTMSE lets banks lend up to Rs 10 crore without collateral: who qualifies, how much is covered, the 2026 fee slabs and a worked example.

DCA Daxit · 28 May 2026 · 6 min
Explained
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Project report and CMA

PMEGP Loan Project Report: Subsidy Up to 35% and How to Apply

PMEGP subsidy rates, project cost limits, who can apply, what the project report must hold, and a worked example with real rupee figures.

DCA Daxit · 27 May 2026 · 6 min
How-to
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Project report and CMA

Mudra Loan Project Report: Categories, Eligibility, Steps

Mudra loan categories up to Rs 20 lakh, who is eligible, the collateral rule from April 2026, and a worked project report for a small seller.

DCA Daxit · 26 May 2026 · 5 min
How-to
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Project report and CMA

DSCR, Current Ratio and 3 Other Numbers Your Bank Checks

DSCR, current ratio, TOL/TNW and break-even explained with a worked example, the benchmarks banks use in practice, and how to check yours first.

DCA Daxit · 25 May 2026 · 6 min
Explained
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Project report and CMA

Project Report and CMA Charges: What It Costs and Why

What a project report or CMA data costs and why: loan size, years, new or existing business, revisions, and the cost of a weak report.

DCA Daxit · 03 Mar 2026 · 5 min
Fees
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Project report and CMA

CMA Report and Project Report Documents: What to Keep Ready

Documents for a CMA report or project report: a checklist with why each is needed, what to do if you lack one, and new vs existing business.

DCA Daxit · 02 Mar 2026 · 6 min
Documents
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Project report and CMA

CMA Data vs Project Report: Which One Does Your Bank Need?

CMA data or project report? Compare the two side by side and see which your bank needs for working capital, term loans, Mudra and new businesses.

DCA Daxit · 01 Mar 2026 · 7 min
Compare
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Project report and CMA

Project Report for a Bank Loan: What the Bank Wants to See

What goes into a project report for a bank loan: sections, what the banker checks, cost of project, means of finance, DSCR and break-even with an example.

DCA Daxit · 28 Feb 2026 · 6 min
Explained
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Project report and CMA

What Is CMA Data? Why Your Bank Asks for It

CMA data explained: the six forms, past years, estimates and projections, when banks ask for it, what the banker reads and the usual mistakes.

DCA Daxit · 27 Feb 2026 · 7 min
Explained
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